{"id":1595,"date":"2021-03-23T17:48:33","date_gmt":"2021-03-23T20:48:33","guid":{"rendered":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/?page_id=1595"},"modified":"2025-07-18T15:47:49","modified_gmt":"2025-07-18T18:47:49","slug":"banco-do-povo","status":"publish","type":"page","link":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/banco-do-povo\/","title":{"rendered":"Banco do Povo"},"content":{"rendered":"\t\t
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O Banco do Povo Paulista \u00e9 um programa de microcr\u00e9dito produtivo desenvolvido pelo Governo do Estado de S\u00e3o Paulo, por meio da Secretaria de Desenvolvimento Econ\u00f4mico (SDE), em parceria com as prefeituras, com a finalidade de incentivar o crescimento das microempresas, possibilitando acesso a cr\u00e9dito e oferta de cursos de qualifica\u00e7\u00e3o.<\/p>\n

REQUISITOS M\u00cdNIMOS EXIGIDOS<\/strong><\/p>\n

    \n
  1. Ser empreendedor no munic\u00edpio de Santo Andr\u00e9 – SP;<\/li>\n
  2. N\u00e3o possuir restri\u00e7\u00f5es cadastrais no SCPC, SERASA e \u00f3rg\u00e3os estaduais e federais;<\/li>\n
  3. Apresentar or\u00e7amento de todos os bens e servi\u00e7os a serem financiados, lembrando que s\u00f3 podem ser adquiridos em fornecedores que emitam NOTA FISCAL;<\/li>\n
  4. Necess\u00e1rio ter conclu\u00eddo curso eleg\u00edvel para acesso ao cr\u00e9dito, de acordo com a exig\u00eancia da Linha solicitada.<\/li>\n<\/ol>\n

    CONHE\u00c7A OUTROS REQUISITOS<\/strong><\/a>federais<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    LINHA EMPREENDA R\u00c1PIDO\u00a0<\/strong><\/p>

    P\u00fablico:<\/strong>\u00a0Aut\u00f4nomo (pessoa f\u00edsica), MEI, ME, EPP, LTDA, EIRELI<\/p>

    Limite de cr\u00e9dito:<\/strong><\/p>

    R$ 15.000,00 para aut\u00f4nomos
    R$ 21.000,00 para MEI, ME, EPP, LTDA, EIRELI<\/p>

    Valores sujeitos a an\u00e1lises<\/em><\/p>

    \u00a0<\/strong><\/p>

    Condi\u00e7\u00f5es:<\/strong><\/p>

    Aut\u00f4nomo
    <\/strong>Taxas<\/strong>: 0,8 % a.m + 1% TSF1<\/sup>\u00a0ato.\u00a0
    Car\u00eancia:\u00a0<\/strong>at\u00e9 2 meses.
    Prazo:<\/strong> at\u00e9 24 meses (para investimento fixo e capital de giro)\u00a0<\/p>

    MEI, ME, EPP, LTDA, EIRELI
    <\/strong>Taxas:<\/strong> 0,35% a 0,55% a.m. \u00a0+ 1% TSF ato + aprox. 1,2% FDA2<\/sup>.\u00a0
    Car\u00eancia:\u00a0<\/strong>at\u00e9 2 meses.\u00a0
    Prazo:<\/strong> at\u00e9 30 meses (para investimento fixo e capital de giro)\u00a0<\/p>


    Saiba mais:\u00a0<\/strong>Empreenda R\u00e1pido \u00bb Cursos de Capacita\u00e7\u00e3o para o seu Neg\u00f3cio<\/strong><\/a><\/p>

    1 Tarifa de Sustentabilidade do Fundo; 2 Fundo de Aval<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    LINHA EMPREENDA AFRO\u00a0<\/strong><\/p>

    P\u00fablico:<\/strong>\u00a0Aut\u00f4nomo (pessoa f\u00edsica), MEI, ME, EPP, LTDA, EIRELI<\/p>

    Limite de cr\u00e9dito:<\/strong><\/p>

    R$ 15.000,00 para aut\u00f4nomos
    R$ 21.000,00 para MEI, ME, EPP, LTDA, EIRELI<\/p>

    Valores sujeitos a an\u00e1lises<\/em><\/p>

    \u00a0<\/strong><\/p>

    Condi\u00e7\u00f5es:<\/strong><\/p>

    Aut\u00f4nomo
    Taxas<\/strong>: 0,8 % a.m + 1% TSF1<\/sup>\u00a0ato.\u00a0
    Car\u00eancia:\u00a0<\/strong>at\u00e9 3 meses.
    Prazo:<\/strong> at\u00e9 30 meses (para investimento fixo e capital de giro)\u00a0<\/p>

    MEI, ME, EPP, LTDA, EIRELI
    Taxas:<\/strong> 0,35% a 0,55% a.m. \u00a0+ 1% TSF ato + aprox. 1,2% FDA2<\/sup>.\u00a0
    Car\u00eancia:\u00a0<\/strong>at\u00e9 3 meses.\u00a0
    Prazo:<\/strong> at\u00e9 36 meses (para investimento fixo e capital de giro)\u00a0<\/p>


    Saiba mais:\u00a0<\/strong>EMPREENDA AFRO<\/strong><\/a><\/p>

    \u00a0<\/p>

    1 Tarifa de Sustentabilidade do Fundo; 2 Fundo de Aval<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    LINHA EMPREENDA MULHER<\/strong><\/p>

    P\u00fablico:<\/strong>\u00a0Aut\u00f4nomo (pessoa f\u00edsica), MEI, ME, EPP, LTDA, EIRELI<\/p>

    Limite de cr\u00e9dito:<\/strong><\/p>

    R$ 15.000,00 para aut\u00f4nomos
    R$ 21.000,00 para MEI, ME, EPP, LTDA, EIRELI<\/p>

    Valores sujeitos a an\u00e1lises<\/em><\/p>

    \u00a0<\/strong><\/p>

    Condi\u00e7\u00f5es:<\/strong><\/p>

    Aut\u00f4nomo
    Taxas<\/strong>: 0,8 % a.m + 1% TSF1<\/sup>\u00a0ato.\u00a0
    Car\u00eancia:\u00a0<\/strong>at\u00e9 3 meses.
    Prazo:<\/strong> at\u00e9 30 meses (para investimento fixo e capital de giro)\u00a0<\/p>

    MEI, ME, EPP, LTDA, EIRELI
    Taxas:<\/strong> 0,35% a 0,55% a.m. \u00a0+ 1% TSF ato + aprox. 1,2% FDA2<\/sup>.\u00a0
    Car\u00eancia:\u00a0<\/strong>at\u00e9 3 meses.\u00a0
    Prazo:<\/strong> at\u00e9 36 meses (para investimento fixo e capital de giro)\u00a0<\/p>


    Saiba mais:\u00a0<\/strong>EMPREENDA MULHER<\/strong><\/a><\/p>

    1 Tarifa de Sustentabilidade do Fundo; 2 Fundo de Aval<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    Simulador de Parcelas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    BANCO DO POVO PAULISTA \u2013 UNIDADE SANTO ANDR\u00c9<\/strong><\/p>\n

    Endere\u00e7o:<\/strong> Pra\u00e7a IV Centen\u00e1rio, n 1, T\u00e9rreo 1, Centro \u2013 Santo Andr\u00e9 \u2013 SP.<\/p>\n

    Telefone:<\/strong> (11) 4433-0794 e (11) 4433-0795<\/p>\n

    E-mail:<\/strong> santoandre@bancodopovo.sp.gov.br<\/p>\n

    Hor\u00e1rio de Atendimento:<\/strong> de segunda a sexta-feira das 10h \u00e0s 16h<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    O Banco do Povo Paulista \u00e9 um programa de microcr\u00e9dito produtivo desenvolvido pelo Governo do Estado de S\u00e3o Paulo, por meio da Secretaria de Desenvolvimento Econ\u00f4mico (SDE), em parceria com …<\/p>\n","protected":false},"author":4,"featured_media":1596,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-1595","page","type-page","status-publish","has-post-thumbnail","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/pages\/1595","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/comments?post=1595"}],"version-history":[{"count":88,"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/pages\/1595\/revisions"}],"predecessor-version":[{"id":9032,"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/pages\/1595\/revisions\/9032"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/media\/1596"}],"wp:attachment":[{"href":"https:\/\/www3.santoandre.sp.gov.br\/portaldoempreendedor\/index.php\/wp-json\/wp\/v2\/media?parent=1595"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}